Yes and no. Insurance companies reserve funds for catastrophic events such as those suffered here in Huntsville. Insurance rates could blanket the state or country with a higher rate whether you file a claim or not. However, there is not a direct correlation between your claim and your rates.My roof looks okay, but I think there might still be damage. How do I determine if there is damage?
You need a professional, such as an insurance adjustor or a Superior Roofing subcontractor to inspect for hidden damage. Typically, damage involves high winds that have ripped the shingles up from the one underneath, or shingles which have been damaged from hail impact.How much will it cost me to have my repairs completed? We do not have the money set aside for repairs!
Your amount due is your deductible plus any upgrades. If you have a full replacement cost policy, your insurance company pays the whole bill, minus your deductible.
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